Benefits

Provider: Independence Blue Cross (IBX)

• Customer Service, Eligibility/Precertification: Call 1-800-ASK-BLUE (1-800-275-2583)
• To locate an Out of Area Provider: Call 1-800-810-BLUE (1-800-810-2583)
• Mental Health/Substance Abuse: 1-800-688-1911
• To login to your account, print an ID card: Visit the Independence Blue Cross (IBX) website

Provider: United Concordia

• 1-800-332-0366
• To login to your account, print an ID card: Visit the United Concordia website.

Provider: CVS Caremark

• 1-800-966-5772
• Mail Service Pharmacy: 1-800-875-0867
• To login to your account, print an ID card: Visit the CVS Caremark website
• View the Performance Drug List - Standard Control (effective July 2025)
• View the Medications Requiring Prior Authorization List (effective July 1, 2023)
• View the Advanced Control Specialty Formulary List (effective July 2025)

To view through your browser or download, click on one of the flyers below to open it in a pop-up and then click on the flyer again.

Radnor Township School District provides employer-paid group term life/accident and long-term disability insurance to many employee classes. Newly eligible employees may also purchase voluntary term life and/or short-term disability insurance within 30 days of their initial eligibility for group benefits (information available under "Voluntary Benefits" below). 

Please contact Benefits Coordinator Kacey Overturf for comprehensive plan materials.

• Vision Insurance
  • Provider: Vision Benefits of America (VBA)
    • Member Services: 1-800-432-4966
    • To login to your account: Visit the VBA website
• Critical Illness Insurance
  • Provider: Trustmark
    • To learn more about Critical Illness Insurance, visit the Trustmark website 
• Accident Insurance
  • Provider: Trustmark
    • To learn more about Accident Insurance, visit the Trustmark website
• Term Life Insurance
  • Provider: Mutual of Omaha
• Short-Term Disability Insurance
  • Provider: Mutual of Omaha
• Flexible Spending Account (FSA)
  • Provider: Optum Financial
    • To learn how to access your account online and login to your Flexible Spending Account, visit https://secure.optumfinancial.com

The Public School Employees’ Retirement System (PSERS) is an agency of the Commonwealth of Pennsylvania that administers the pension plan for Pennsylvania public school employees. Under the Internal Revenue Service (IRS) Code, the PSERS pension plan is classified as a 401(a), governmental defined benefit plan. A defined benefit plan means that your retirement benefit is determined by a formula which includes a retirement factor, years of credited service, and the final average salary.      

New members of PSERS receive information from us explaining that an account was established for you and will list and ask you to verify your personal information, contact information, and employer information. You may also download a PSERS Active Member Handbook and information about combining PSERS and State Employees’ Retirement System (SERS) employment. A Nomination of Beneficiaries form is also included for you to complete and return to us.  

As a PSERS member, you’ll join with over a half million fellow public school employees who are also members of PSERS. You’ll contribute to your own personal PSERS retirement account and profit from having a safe, secure, and guaranteed benefit payment(s) from one of the largest public pension plans in the nation.  

For more information, visit the PSERS website or call 1-888-773-7748.

Radnor Township School District offers our eligible employees the opportunity to save for retirement by participating in a 403(b) Tax- Sheltered Account (TSA) Plan. All employees, except for private contractors, appointed/elected trustees and/or school board members and student workers, are eligible to participate in the 403(b) Plan immediately upon employment. You can participate in this plan by making pre-tax contributions. The 403(b) TSA Plan is a valuable retirement savings option.
 

Background Information

As an employee of a school district, you have a unique opportunity to set aside additional money for retirement in a tax-sheltered account. This retirement account, which is funded through payroll deduction is called a 403(b) tax-sheltered account or TSA. A 403(b) plan allows you to save pre-tax earnings for your retirement, which lowers your current income tax burden. The money you save in a TSA is in addition to your PSERS retirement benefit and Social Security benefits. Social Security credits are not affected by your TSA contribution.

The annual contribution limit for 2026 is $24,500 if you are under the age of 50. If you are over the age of 50 you may contribute an additional $8,000 annually.  All plan information and participant resources are available to access on the Radnor Township School District employer page (TSACG.com).

The rules and regulations surrounding Tax Sheltered Annuities are administered by the IRS. For more information about 403(b) plans, visit the IRS website.
 

RTSD 403(b) Program

The Radnor Township School District 403(b) program is administered by TSA Consulting Group, Inc. If you wish to participate in a 403(b) Tax Sheltered Annuity program, you will need to select a vendor from RTSD's list of approved vendors. You should contact the vendor of your choice and complete any paperwork required by the vendor to establish an account. Once this is complete, you will need to return the Salary Reduction Agreement form to the district Benefits Office for processing.

Visit the TSA Consulting Group website for an informational video, list of approved vendors, Salary Reduction Agreement and other transaction forms. Distributions, rollovers, transfers, loans, and withdrawals are processed by TSA Consulting Group, not the district.

Radnor Township School District offers an employee assistance program (EAP) to all regular employees and their immediate family members to help with many of life's obstacles we all face from time to time. Learn more here.

At no cost to you, district employees can earn guaranteed scholarships - up to one full year's tuition - at more than 290 participating private colleges and universities through the SAGE Scholars Tuition Rewards® Program. By saving or investing with their financial partners, you will earn annual Tuition Rewards based on the value of your eligible investments that can be used to help pay for college. Each Tuition Reward point is equal to a $1.00 guaranteed minimum scholarship at any of their member schools. The maximum scholarship varies by college. Employees can enroll their family members - children, grandchildren, stepchildren, nieces, nephews, etc. - from birth until August 31 of the year they start 11th grade.

What are Tuition Rewards? Think of Tuition Reward Points as similar to "frequent flyer miles" that can be used for discounts on college undergraduate tuition, starting with the freshman year, at a couple hundred participating private colleges & universities.

• SAGE is for private, not-for-profit, colleges and universities only. State and other publicly controlled schools are not eligible for the Tuition Rewards program.
• SAGE is for four year, degree granting institutions only. Two year schools, trade schools and other non-degree granting schools are not eligible to join.

Registration takes place in the fall, at the beginning of each school year. For more information on the SAGE program, contact David Donovan at Kades-Margolis.

Employee and Child Registration Form

If you suffer a work-related injury, your health and well-being are our first concern.

If the injury is of a serious nature and requires emergency care, please report to the nearest emergency room or call 911 right away. If the injury is of a less serious nature, please immediately report the injury to your supervisor or the nurse in your building, then seek treatment from an Occupational Medicine provider on our list of designated providers listed in the Claims Packet. The Occupational Medicine provider will determine whether treatment by a specialist is appropriate. If you do not feel that medical treatment is immediately required, you are nevertheless strongly encouraged to complete the claim process. This will ensure that your injury has been recorded and you can seek treatment for your injury should it become more serious than you initially thought.

In order to ensure your claim is processed with Eastern Alliance, you are required to utilize one of the approved providers for the first 90 days. Please refer to the approved panel included with the Claims Packet. Please complete the employee accident report, release, and acknowledgement and forward them to the attention of Kacey Overturf c/o Administration Building. Be sure to retain all other documents contained in the packet.

If you have any questions, please contact Benefits Coordinator Kacey Overturf via email or at 610-688-8100 x6057. For additional information on the Pennsylvania Workers' Compensation Act, visit the PA Department of Labor & Industry website.

The Unemployment Compensation (UC) program provides temporary income support if you lose your job through no fault of your own or if you are working less than your full-time hours. If you qualify, you will receive money for a limited time to help you meet expenses while you seek new employment. To be eligible for UC benefits, you must be a worker who performed services that are covered by the Pennsylvania UC Law. For more information, visit the PA Unemployment Benefits website.

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Provider: Optum Financial

login to your Flexible spending account portal online

FSA Medical:

• Claims runout September 28, 2026. Eligible dates of services can be submitted for July 1, 2025 through June 30, 2026. Claims must be submitted manually after the plan year ends (June 30, 2026) otherwise it will pull from the new plan year dollars. All manual claims must be submitted by September 28, 2026 by 11:59pm ET.
• Rollover is $660.00. Anything over that amount will be considered forfeited funds. Funds will roll over 1 week after the claim’s runout date of September 28, 2026. Rollover amount will increase to $680.00 for the 2026-2027 plan year.
• Max contribution is increasing to $3,400.00 for the 2026-2027 plan year.

Dependent Care FSA:

• Grace period through September 15, 2026. This means expenses incurred from July 1, 2025 through September 15, 2026 can pull from the 2025-2026 plan year balance.
• Claims runout September 28, 2026. All claims must be submitted by 11:59pm ET.
• ​​​​​​​Max Contribution has increased to $7,500.00 in the 2026-2027 plan year for individuals or married couples filing jointly. The max contribution for married couples filing separately is $3,750.00.