Open Enrollment

• This is an annual election that MUST be renewed during each open enrollment.
• To receive the cash incentive, provide a copy of your medical insurance card bearing your name or a letter from the employer providing your medical coverage to Human Resources.
• Deadline for submission is May 29, 2026.

• Adding dependents for the first time requires evidence of dependent status.
• Acceptable documents are marriage certificate for a spouse, or a birth certificate for child(ren), or court issued documents establishing guardianship.
• Deadline for submission is May 29, 2026.

• Employees MUST review and update beneficiaries during Open Enrollment.
• Offers a Guaranteed Issue for Employees who have not previously enrolled or carry less than $150,000.
• Amounts over $150,000 in total coverage require an Evidence of Insurability form which can be obtained from Human Resources.
• Deadline for submission is May 29, 2026.

Evidence of Insurability Form

• Pays 4% of the face amount each month for Long-Term Care needs up to 25 months
• Portable policy, at the same rates, if you ever separate employment

Trustmark Universal Life-Long Term Care Schedule of Benefits

• Pays cash directly to the employee, over and above any other coverage.
• Pays cash benefits for injuries such as slip and fall, doctor visits, chiropractic, fractures, dislocations, surgeries, hospital stays, therapies, plus other benefits.
• $100 wellness benefit paid once per year per insured

Trustmark Accident Insurance CoverageTrustmark Accident Insurance Schedule of BenefitsTrustmark Accident Insurance Health Screening

• Pays cash directly to the employee, over and above any other coverage.
• Pays a lump sum from $10,000 - $50,000 for the diagnosis of a covered condition. Does not require hospitalization or any treatment for benefit to be paid, only a qualifying diagnosis. Pays progressive benefits based on severity
• Covered conditions include: Heart Attack, Stroke, Cancer, End Stage Renal Failure, Complications of Diabetes, Major Organ Failure, Central Nervous System conditions, plus others
• $50 wellness benefit paid once per year per insured

Trustmark Critical Care InsuranceHow Trustmark Critical HealthEvents® Benefits are Paid

Flexible Spending Account (FSA): Optum

You MUST call in to re-enroll if you would like to continue with the FSA plan. This program does not automatically renew.

FSA Medical:

• Claims runout- 09/28/2026. Eligible dates of services can be submitted for 07/01/2025 through 06/30/2026. Claims must be submitted manually after the plan year ends (6/30/26) otherwise it will pull from the new plan year dollars. All manual claims must be submitted by 9/28/2026 by 11:59pm ET.
• Rollover is $660.00. Anything over that amount will be considered forfeited funds. Funds will roll over 1 week after the claim’s runout date of 09/28/2026. Rollover amount will increase to $680.00 for the 26-27 plan year.
• Max contribution is increasing to $3,400.00 for the 26-27 plan year.

Dependent Care FSA:

• Grace period through 09/15/2026 - This means expenses incurred from 07/01/2025 through 09/15/2026 can pull from the 25-26 plan year balance
• Claims runout 09/28/2026- all claims must be submitted by 11:59pm ET.
• Max Contribution is increasing to $7,500.00 in the 26-27 plan year for individuals or married couples filing jointly. Married couples filing separately max contribution is $3,750.00